IMO whether you lean left or right, the article was an astute observation.

Saturday's Washington Post reported that the government's program to help homeowners refinance their mortgages has reached fewer than 3% of those targeted. That means that 97% of eligible borrowers have not received help from the government payday installment loans. This program was started 7 months ago. This program was started under the Obama administration. Do we really want to trust a government that can't help homeowners control our health care? Before deciding that, we should evaluate what is happening with other government programs. For example, we are told that much of the government's health care initiatives will be funded with saving in Medicare derived from wasteful spending, fraud, inefficiencies, etc. If this can be done, why hasn't it been done over the last 40 years by one administration or another? This is just one example. If the government had a great track record, why would programs such as Social Security, Medicare, Medicaid, Freddie Mac, and Fannie Mae be in financial trouble? It doesn't matter whom we blame--previous administrations or congresses, there is little reason to believe it is going to get better. Whether you support President Obama or not, you need to think about these things before we let the government create more of the same. Posters can drown out my post with all kinds of off the cuff remarks. Perhaps they should really try to take an in-depth look at the history of government programs first.

ChrisO54 you ask a lot of reasonable questions, I commend you. Problem is those in power are telling their followers not to "look at the man behind the curtain". Reasonable people should ask themselves if they would hire a person with the same track record as the government has to do such a huge and important job. What makes anyone think they will do better THIS time? Convince me I want to believe.